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Child Plans

The child plans provides both protection and investment opportunities. It is an insurance and investment plan. The plan financially secures a child’s future and it also finances all the major events in a child’s future like higher education and marriage.

The plan helps you in saving steadily over a period of time to meet your child’s requirements.

Health Plans

Health Plans offers financial protection against medical expenses incurred in treating injuries from an accident or a medical condition covered under a policy. The financial protection could be in the form of cashless treatment or expense reimbursement, in case of a medical condition. From individual and group health insurance to family floater plans and senior citizen health insurance, there are different types of health insurance plans available with us to cover your entire family.

Personal Accident Plans

Personal Accident plans guards an individual in the event of unintentional mishap which may cause impairment, whether short-term or long-term wounds or even demise. These plans provide for a lumpsum amount either when there is a partial or permanent disability due to an accident and the plan is available on payment of a very small premium.

Pension Plans

Pension plans also known as Retirement plans are investment plans that let’s you allocate a part of your savings to accumulate over a period of time and provide you with steady income after retirement. A Pension is a fund into which a sum of money is added during employment or earning years and from which payments are drawn in periodic intervals to support the retirement years

Motor Plans

Motor Plans covers for losses that you might occur if your vehicle car gets damaged or stolen. Motor Insurance can be bought for all types of vehicles which include 2 wheelers, 3 wheelers, 4 wheelers and commercial vehicles. Motor Insurance can also be provided for tractors and other sorts of vehicles. The premium amount of the vehicle insurance is decided on the basis of the Insured Declared Value or IDV of the vehicle.

House Holder Plans

House Holder Plans covers the risks of damage to various household articles arising by virtue of natural calamities like fire, earthquake, burglary etc.. It also covers the contents like TV, Fridge, Washing Machine, air conditioner etc for electrical damages due to short circuit failure.

Shopkeeper’s Insurance

A shopkeeper’s insurance policy is designed for small shop owners to provide against damage or loss of the structure of the shop and its contents. By availing this coverage, a shopkeeper can peacefully carry out his day-to-day activities as his risks arising out of the damage to his shop/establishment from fire, earthquake, burglary, money in-transit / counter and public liability can be mitigated by this policy. The Shopkeepers Insurance provides protection for the property and the interests of the insured in the business.

Savings Plans

Savings plans creates a disciplined investment habit over a long term. Through this policy, an investor can grow a huge corpus and at the same time be covered against various life’s risks. On survival of the policy term, the investor is paid the lumpsum corpus. However, in case of premature demise of the investor, the nominee is given the sum assured and the accrued bonus. These plans are best suited to achieve financial goals during stages of life like Childbirth, education, and marriage

Protection Plans

Protection Plans help in maintaining the Lifestyle of a family when the main earning member of the family suffers a fatal casualty. The plan provides a lumpsum if a casualty occurs during the term of the plan. These plans are available at a very low price. Protection plans can also be bought to offer a safety net for the dependents and help in ensuring that the financial objectives of the family, such as payment of mortgages, payment of vehicle, education or any other loans in the absence of the earning family member.

Travel Plans

Travel Plans are a kind of an insurance policy that covers certain incidents such as medical expenses, comprehensive personal Accident, loss & delay or cancellation of flight , checked baggage loss, loss of passport, including any emergency that may occur while you are travelling within India or aboard.

Investment Plans

Investment plans are a combination of both investment and insurance. Investment plans provide an opportunity to create wealth for the future. Investment plans are mostly unit linked and the risk of investment depends on the individual person’s risk-taking ability. The plans provide from fully equity-based funds to a combination of equity and debt.

Critical Illness

Critical Illness plans cover a financial loss that arise due to a serious health condition that has a debilitating effect on an individual’s lifestyle and requires a considerable money towards treatment. It may also lead to loss of income due to inability to work. The insured is typically made a lumpsum cash payment if diagnosed with one of the specific illness on a predetermined list as part of an insurance policy.